{"id":17,"date":"2023-10-14T10:25:24","date_gmt":"2023-10-14T09:25:24","guid":{"rendered":"https:\/\/www.kristenmoneycoach.co.uk\/blog\/?page_id=17"},"modified":"2025-05-16T15:56:00","modified_gmt":"2025-05-16T14:56:00","slug":"money-narratives","status":"publish","type":"page","link":"https:\/\/www.kristenmoneycoach.co.uk\/blog\/money-narratives\/","title":{"rendered":"Money Narratives"},"content":{"rendered":"<h4><strong>What Stories Do You Tell Yourself About Money?<\/strong><\/h4>\n<p>Have you ever stopped to ask yourself: <em>What do I believe about money?<\/em><br \/>\nNot just what you think consciously \u2014 but what your <em>story<\/em> is underneath it all.<\/p>\n<p>Catherine Morgan describes your <strong>Money Narrative<\/strong> as \u201cthe story your brain believes.\u201d And whether we realise it or not, every one of us carries one.<\/p>\n<p>These stories \u2014 shaped by our childhood, culture, family, and life experiences \u2014 influence our <strong>money mindset<\/strong>, our emotional relationship with money, and how we make financial decisions. They affect everything from how we spend and save, to how comfortable we feel earning, receiving, and talking about money.<\/p>\n<h4><strong>\u201cYou have to work hard&#8230;\u201d<\/strong><\/h4>\n<p>Sound familiar? It\u2019s a message so many of us were brought up with.<\/p>\n<p>\u201cYou have to work hard if you want a nice car.\u201d<br \/>\n\u201cYou have to work hard if you want a big house.\u201d<br \/>\n\u201cYou have to work hard if you want success.\u201d<\/p>\n<p>There\u2019s nothing wrong with valuing hard work. But what happens when life challenges that belief?<\/p>\n<p>Let\u2019s say you\u2019ve built a well-paid career doing something you genuinely enjoy. Maybe it doesn\u2019t feel like <em>hard work<\/em> in the traditional sense. Does that make it <em>less<\/em> valuable?<\/p>\n<p>And more importantly \u2014 how does that make you <em>feel<\/em>?<\/p>\n<h4><strong>Guilt, Shame and the Hidden Impact of Money Stories<\/strong><\/h4>\n<p>These unspoken money beliefs can creep into all sorts of places:<\/p>\n<p>You feel <em>guilty<\/em> for earning more than your siblings, even if you don\u2019t feel like you \u201cwork harder\u201d.<\/p>\n<p>You <em>downplay<\/em> your Caribbean holiday so you don\u2019t come across as braggy.<\/p>\n<p>You always pick up the bill at family dinners \u2014 not just out of generosity, but maybe to ease the <em>guilt<\/em> of being in a stronger financial position.<\/p>\n<p>You <em>overcompensate<\/em> at Christmas with lavish gifts, wanting to <em>share the wealth<\/em> so you don\u2019t have to <em>feel bad<\/em> for having it.<\/p>\n<p>You <em>avoid<\/em> financial conversations or checking in with your advisers because you\u2019d rather not face the money stuff.<\/p>\n<p><strong>These are all examples of money narratives at play<\/strong><\/p>\n<h4><strong>What Is Financial Coaching, and How Can It Help?<\/strong><\/h4>\n<p>As part of my financial coaching training, I\u2019ve worked with Catherine Morgan\u2019s <em>Money Narrative Clearing System<\/em> \u2014 a gentle, insightful process that helps people explore and understand their current money beliefs with compassion and without judgement.<\/p>\n<p>Together, we\u2019ll explore your <strong>financial mindset<\/strong> and look at how your money stories may have served you in the past \u2014 and where they might now be causing emotional or financial stress.<\/p>\n<p>We look at:<\/p>\n<p>How your beliefs around money were formed<\/p>\n<p>How these beliefs are affecting your relationships, decisions, and wellbeing<\/p>\n<p>The emotional patterns connected to money (guilt, fear, shame, or even avoidance)<\/p>\n<p>Then we get to work rewriting the narrative.<\/p>\n<h4><strong>Why This Matters<\/strong><\/h4>\n<p>This work isn\u2019t about budgets or spreadsheets \u2014 it\u2019s about creating real <strong>financial wellbeing<\/strong>. Because money is never <em>just<\/em> about money. It\u2019s about safety, freedom, identity, and self-worth.<\/p>\n<p>Understanding your <strong>emotional relationship with money<\/strong> can lift the weight of shame and open up opportunities for confidence, clarity, and calm.<\/p>\n<p>You <em>can<\/em> let go of guilt.<\/p>\n<p>You <em>can<\/em> feel good about the money you earn.<\/p>\n<p>You <em>can<\/em> write a new money story \u2014 one that feels aligned, honest, and empowering.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>What Stories Do You Tell Yourself About Money? Have you ever stopped to ask yourself: What do I believe about money? Not just what you think consciously \u2014 but what your story is underneath it all. Catherine Morgan describes your Money Narrative as \u201cthe story your brain believes.\u201d And whether we realise it or not, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":14,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-17","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Money Narratives - Kristen Money Coach<\/title>\n<meta name=\"description\" content=\"Have you ever stopped to ask yourself: What do I believe about money? Not just what you think consciously \u2014 but what your story is underneath it all.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.kristenmoneycoach.co.uk\/blog\/money-narratives\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Money Narratives - Kristen Money Coach\" \/>\n<meta property=\"og:description\" content=\"Have you ever stopped to ask yourself: What do I believe about money? Not just what you think consciously \u2014 but what your story is underneath it all.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.kristenmoneycoach.co.uk\/blog\/money-narratives\/\" \/>\n<meta property=\"og:site_name\" content=\"Kristen Money Coach\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/KristenMoneyCoach\/\" \/>\n<meta property=\"article:modified_time\" content=\"2025-05-16T14:56:00+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.kristenmoneycoach.co.uk\/blog\/wp-content\/uploads\/2023\/10\/hero-bg.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"1344\" \/>\n\t<meta property=\"og:image:height\" content=\"746\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.kristenmoneycoach.co.uk\/blog\/money-narratives\/\",\"url\":\"https:\/\/www.kristenmoneycoach.co.uk\/blog\/money-narratives\/\",\"name\":\"Money Narratives - Kristen Money Coach\",\"isPartOf\":{\"@id\":\"https:\/\/www.kristenmoneycoach.co.uk\/blog\/#website\"},\"datePublished\":\"2023-10-14T09:25:24+00:00\",\"dateModified\":\"2025-05-16T14:56:00+00:00\",\"description\":\"Have you ever stopped to ask yourself: What do I believe about money? Not just what you think consciously \u2014 but what your story is underneath it all.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.kristenmoneycoach.co.uk\/blog\/money-narratives\/#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.kristenmoneycoach.co.uk\/blog\/money-narratives\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.kristenmoneycoach.co.uk\/blog\/money-narratives\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Blog Home\",\"item\":\"https:\/\/www.kristenmoneycoach.co.uk\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Money Narratives\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.kristenmoneycoach.co.uk\/blog\/#website\",\"url\":\"https:\/\/www.kristenmoneycoach.co.uk\/blog\/\",\"name\":\"Kristen Money Coach\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.kristenmoneycoach.co.uk\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.kristenmoneycoach.co.uk\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.kristenmoneycoach.co.uk\/blog\/#organization\",\"name\":\"Kristen Money Coach\",\"url\":\"https:\/\/www.kristenmoneycoach.co.uk\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.kristenmoneycoach.co.uk\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.kristenmoneycoach.co.uk\/blog\/wp-content\/uploads\/2023\/10\/KristenMoneyCoach_Logo.png\",\"contentUrl\":\"https:\/\/www.kristenmoneycoach.co.uk\/blog\/wp-content\/uploads\/2023\/10\/KristenMoneyCoach_Logo.png\",\"width\":258,\"height\":190,\"caption\":\"Kristen Money Coach\"},\"image\":{\"@id\":\"https:\/\/www.kristenmoneycoach.co.uk\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/KristenMoneyCoach\/\",\"https:\/\/www.instagram.com\/kristen_money_coach\/\",\"https:\/\/www.linkedin.com\/company\/kristen-financial-coach\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Money Narratives - Kristen Money Coach","description":"Have you ever stopped to ask yourself: What do I believe about money? Not just what you think consciously \u2014 but what your story is underneath it all.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.kristenmoneycoach.co.uk\/blog\/money-narratives\/","og_locale":"en_GB","og_type":"article","og_title":"Money Narratives - Kristen Money Coach","og_description":"Have you ever stopped to ask yourself: What do I believe about money? Not just what you think consciously \u2014 but what your story is underneath it all.","og_url":"https:\/\/www.kristenmoneycoach.co.uk\/blog\/money-narratives\/","og_site_name":"Kristen Money Coach","article_publisher":"https:\/\/www.facebook.com\/KristenMoneyCoach\/","article_modified_time":"2025-05-16T14:56:00+00:00","og_image":[{"width":1344,"height":746,"url":"https:\/\/www.kristenmoneycoach.co.uk\/blog\/wp-content\/uploads\/2023\/10\/hero-bg.jpeg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_misc":{"Estimated reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.kristenmoneycoach.co.uk\/blog\/money-narratives\/","url":"https:\/\/www.kristenmoneycoach.co.uk\/blog\/money-narratives\/","name":"Money Narratives - Kristen Money Coach","isPartOf":{"@id":"https:\/\/www.kristenmoneycoach.co.uk\/blog\/#website"},"datePublished":"2023-10-14T09:25:24+00:00","dateModified":"2025-05-16T14:56:00+00:00","description":"Have you ever stopped to ask yourself: What do I believe about money? Not just what you think consciously \u2014 but what your story is underneath it all.","breadcrumb":{"@id":"https:\/\/www.kristenmoneycoach.co.uk\/blog\/money-narratives\/#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.kristenmoneycoach.co.uk\/blog\/money-narratives\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.kristenmoneycoach.co.uk\/blog\/money-narratives\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Blog Home","item":"https:\/\/www.kristenmoneycoach.co.uk\/blog\/"},{"@type":"ListItem","position":2,"name":"Money Narratives"}]},{"@type":"WebSite","@id":"https:\/\/www.kristenmoneycoach.co.uk\/blog\/#website","url":"https:\/\/www.kristenmoneycoach.co.uk\/blog\/","name":"Kristen Money Coach","description":"","publisher":{"@id":"https:\/\/www.kristenmoneycoach.co.uk\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.kristenmoneycoach.co.uk\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-GB"},{"@type":"Organization","@id":"https:\/\/www.kristenmoneycoach.co.uk\/blog\/#organization","name":"Kristen Money Coach","url":"https:\/\/www.kristenmoneycoach.co.uk\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.kristenmoneycoach.co.uk\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.kristenmoneycoach.co.uk\/blog\/wp-content\/uploads\/2023\/10\/KristenMoneyCoach_Logo.png","contentUrl":"https:\/\/www.kristenmoneycoach.co.uk\/blog\/wp-content\/uploads\/2023\/10\/KristenMoneyCoach_Logo.png","width":258,"height":190,"caption":"Kristen Money Coach"},"image":{"@id":"https:\/\/www.kristenmoneycoach.co.uk\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/KristenMoneyCoach\/","https:\/\/www.instagram.com\/kristen_money_coach\/","https:\/\/www.linkedin.com\/company\/kristen-financial-coach"]}]}},"_links":{"self":[{"href":"https:\/\/www.kristenmoneycoach.co.uk\/blog\/wp-json\/wp\/v2\/pages\/17","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.kristenmoneycoach.co.uk\/blog\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.kristenmoneycoach.co.uk\/blog\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.kristenmoneycoach.co.uk\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.kristenmoneycoach.co.uk\/blog\/wp-json\/wp\/v2\/comments?post=17"}],"version-history":[{"count":5,"href":"https:\/\/www.kristenmoneycoach.co.uk\/blog\/wp-json\/wp\/v2\/pages\/17\/revisions"}],"predecessor-version":[{"id":122,"href":"https:\/\/www.kristenmoneycoach.co.uk\/blog\/wp-json\/wp\/v2\/pages\/17\/revisions\/122"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.kristenmoneycoach.co.uk\/blog\/wp-json\/wp\/v2\/media\/14"}],"wp:attachment":[{"href":"https:\/\/www.kristenmoneycoach.co.uk\/blog\/wp-json\/wp\/v2\/media?parent=17"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}